• An industry leader: The Program is delivered through the UnumProvident Corporation, a national leader in the LTD field
• Competitive prices: Because of VEHI's unique relationship with Unum, it is believed that costs for most schools will be priced below the general market
• Flexible design: The Program offers two different benefit levels - - Plan A offers a 60% monthly income benefit and Plan B offers a 66% monthly benefit
• Elimination period: The Program takes effect 90 days (calendar) after disability

Life Insurance coverage is also available to districts that purchase VEHI's LTD Program. Life insurance benefits are offered in $10,000 increments up to 5 times an employee's salary or $500,000 whichever is less.

To obtain information on any of VSBIT's Insurance Programs, contact:

Joseph Zimmerman
or
Diane Cleary

VSBIT
2 Prospect Street, Suite 5
Montpelier, VT 05602
Telephone: 802/223-5040
Fax: 802/229-1446