Established in 2004, the VSBIT Multi-line Intermunicipal School Program presently covers 35 supervisory unions. This Program is owned by its member schools and managed by a staff with extensive knowledge of pooling and property/casualty coverage. This non-profit program exists solely to meet the needs of its member schools.
The challenges and risks facing school districts, their employees, board members, and volunteers are varied and complex. The Multi-line program is a risk management partner that will provide your school district(s) with a consistent source of solutions at a competitive price. The program's sole objective is to help districts protect their resources through a comprehensive program of risk management.
The Multi-line program provides schools with group purchasing power, stability and top quality coverage. However, providing quality coverage is only one aspect of the program:
The Multi-line Program Offers:
Long Term Price Stability/Affordability
Peaks and valleys of the traditional insurance marketplace are eliminated.
Member Owned/Controlled
Members share program surplus and assist in developing coverage and related services.
Tailored Loss Control
Training and other risk management activities are designed specifically for Vermont schools.
Collaborative Claims Management
Claims are adjusted in partnership with each member.
Panel of Attorneys
VSBIT's panel of defense attorneys are experts in Vermont school law and are poised to proactively help you through employment and general liability issues.
Resource Center
Program staff is always available to answer questions, provide guidance, offer advice, research issues and assist in many other ways. We work for you.
Miscellaneous Services
Building appraisals, contract review, tailored claim reports...
Overview of Coverage:
- Property (including earthquake and flood)
- Inland Marine
- Boiler & Machinery (equipment breakdown)
- Crime
- General Liability
- Automobile Liability and Physical Damage
- School Board Legal Liability
- Workers' Compensation/Employers Liability
- Excess Liability (optional)
Multi-Line Program Resources
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