The general information provided in this section will help to reduce the financial impact of such risks.

The School-to-Work ("STW") Act of 1994 has lead to an increase in off-campus work-based learning programs. Participants in STW activities face new and different risks. The general information provided in this section will help to reduce the financial impact of such risks. In providing this information the Vermont School Boards Insurance Trust is not endorsing or recommending any one risk management solution. For additional information concerning school-to-work programs and related risk management recommendations, refer to: Vermont's Work-Based-Learning Manual (select "Resources" at www.state.vt.us/stw) For legal or professional advice you are urged to contact the appropriate professional.